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Sunteti aici : e-tc.ro Rate - Informatii complete
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Acasa Rate - Informatii complete

CREDIT BRD FINANCE IFN S.A. - Conteaza pe sprijinul nostru, indiferent de alegerea ta! 



Pentru cumparaturi de tot felul, alege creditul BRD FINANCE IFN S.A. care iti ofera numeroase avantaje :

  • DAE începând de la 19,67%*

  • 5 ani perioada maxima de creditare

  • Rata fixa pe toata perioada creditului

  • Acordare rapida a creditului, in cel mult 2 ore

  • Fara avans

  • Asigurare optionala de viata** pentru evenimente neprevazute



*pentru perioade de 1 an si sume mai mari de 3.000,01 lei

**asigurarea de viata este optionala in conditiile prezentarii unui girant

Info utile:
* creditul se acordã persoanelor eligibile(salariati, pensionari, PFA) cu varsta cuprinsa intre 18-69 ani

* venitul minim acceptat este 400 lei


Cum obtii creditul BRD FINANCE in 2 ore ?


  1. Lansezi comanda pe site si selectezi "Plata prin rate, prin credit BRD Finance"

  2. Descarci de aici formularul de credit si adeverinta de venit si le trimiti impreuna cu documetele pentru credit la adresa de mail rate@torent.ro. (dimensiunea atasamentului trebuie sa fie de max. 1,9 Mb - daca este necesar se pot trimite mai multe mailuri cu acelasi subiect, descarcarea adeverintelor se face cu clic dreapta pe poza si alegeti optiunea Save Image As)* 

  3. Un consultant BRD Finance te va contacta si iti va spune daca ti se acorda creditul, in maximum 2 ore de la trimiterea documentatiei.

  4. Indiferent unde locuiesti nu trebuie sa mai faci drumul pana la noi ci poti sa mergi direct la un sediu BRD Finance, cel mai apropiat de tine pentru a semna dosarul de credit. Consultantul BRD Finance va stabili impreuna cu tine locatia exacta. Poti sa mergi la una din locatiile BRD Finance din: Bucuresti, Arad, Bacau, Baia Mare, Botosani, Braila, Brasov, Buzau, Cluj Napoca, Constanta, Craiova, Deva, Focsani, Galati, Iasi, Onesti, Oradea, Piatra Neamt, Pitesti, Ploiesti, Roman, Satu Mare, Sibiu, Suceava, Targu Mures, Timisoara, Targoviste, Targu Jiu, Vaslui

  5. Torent International SRL iti va expedia produsele la tine acasa.


Fluxul prezentat se aplica in cazul clientilor acceptati in urma analizei situatiei personale si finaciare, care au trimis documentatia corespunzatoare conform normelor BRD FINANCE IFN S.A. IFN S.A.

Documentele necesare:

Salariati:

  1. copia actului de identitate

  2. adeverinta de venit - se descarca de pe site si se completeaza

  3. ultima fisa fiscala - original si copie

  4. factura de utilitati (telefon fix sau mobil, furnizori de utilitati pentru apa, gaze si energie electrica), emisa de maximum 2 luni sau extras de cont

  5. formular de credit - se descarca de pe site si se completeaza


Pensionari:

  1. copia actului de identitate

  2. talonul de pensie

  3. decizia de pensionare

  4. factura de utilitati (telefon fix sau mobil, furnizori de utilitati pentru apa, gaze si energie electrica), emisa de maximum 2 luni sau extras de cont

  5. formular de credit - se descarca de pe site si se completeaza


Persoane Fizice Autorizate:

  1. copia actului de identitate

  2. autorizatie de functionare

  3. copie CUI

  4. declaratie de impunere pe anul in curs

  5. certificat fiscal

  6. factura de utilitati (telefon-din orice retea, Electrica, Apa, Gaze), emisa de maximum 2 luni sau extras de cont

  7. formular de credit – se descarca de pe site si se completeaza.



Unde si cum platesti ratele?



  • cu numerar la orice agentie BRD-Groupe Societe Generale, precum si la oficiile Postei Romane

  • fara sa te deplasezi, prin debit direct, daca ai cont deschis la BRD-Groupe Societe Generale

  • la ATM-urile BRD-Groupe Societe Generale

  • prin serviciul BRD-NET si ROBO-BRD



Simulare rate prin credit BRD FINANCE

Ratele sunt calculate in conditiile achitarii prin debit direct, fara asigurare. Prezentele informatii sunt orientative si nu au valoare contractuala.

Valoare produs (lei)       Exemplu de rambursare prin credit "Super Util BRD Finance"

       3.000,01                 • rata lunara fixa: 275,14 lei

                                      • dobandã anuala fixa: 7,00%

                                      • valoare totala a creditului= 3.000,01 lei

                                      • DAE: 19,67%

                                      • costul total al creditului = 301,67 lei

                                      • durata contractului de credit: 12 luni

                                      • valoare totala platibila de client = 3301,68 lei sau 10,06% in plus

fata de valoarea produsului 


Mai multe detalii poti obtine de la operatorii de credite BRD Finance:



  • email: creditonline@brd.ro

  • telefoane 021-200.3015, 021- 200.3016,  021- 200.3017

  • program BRD Finance: luni - vineri 9.00 - 17.00



Documente necesare


- Adeverinta de venit de la locul de munca - model


- Cartea de identitate (sau B.I) copie, cu stampila si semnatura care sa certifice conformitatea cu originalul si prezentata n original la momentul prezentarii cererii ;


- Documente referitoare la veniturile suplimentare, daca exista; (provenite din inchirieri, dobanzi bancare, alte locuri de munca, etc) original si copie;


ultimul talon de pensie in original si copie pentru pensionari;


- In cazul existentei unor obligatii de plata lunare ale sotului/sotiei solicitantului sau in cazul in care se doreste analiza bugetului de familie, documentele precizate la punctele 1, 2 si 3 se vor solicita si sotului/sotiei.


- Toate documentele de mai sus sunt solicitate si girantului terta parte persoana fizica (daca este cazul).


Calculator de rate http://www.e-tc.ro/calculator_rate.html
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